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RSA Property calculator
Affordability Calculator South Africa
Estimate the property price and bond amount your household income may support before a bank performs its formal affordability assessment.
Rates verified
23 September 2026
Your figures
Change any value to recalculate instantly.
Your estimate
Calculated from the figures entered.
Estimated maximum property priceR0including your deposit
Estimated maximum bond
R0
Estimated monthly repayment
R0
Deposit included
R0
Repayment cap used
R0
This is a planning estimate, not a credit decision. Banks apply their own National Credit Act affordability, credit-score and risk assessments.
Planning estimate
Interest rates and lending decisions vary by bank and applicant. The default rate is a starting point and can be changed in the calculator.
