RSA Property tools
Property calculators for clearer decisions
Work through repayments, affordability and the upfront costs of buying property in South Africa using one consistent set of tools.
5 calculators
Finance, affordability and transfer costs
South African rates and fees
Finance and affordability
Understand the monthly commitment before you shortlist a property.
Repayments and interest
Bond Calculator
Estimate your monthly home-loan repayment, total interest and overall repayment from price, deposit, rate and term.
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Estimated buying power
Affordability Calculator
Estimate a practical property-price range from household income, living costs, current debt and your planned deposit.
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Full repayment schedule
Amortisation Calculator
See how every repayment is split between interest and principal, with a complete month-by-month loan schedule.
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Buying and registration costs
Budget for the legal and statutory costs that sit outside the property price.
2026 SA transfer costs
Conveyancing Fees Calculator
Estimate transfer duty, conveyancing attorney fees, VAT and Deeds Office transfer charges using current South African rates.
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2026 registration costs
Bond Registration Costs
Estimate the attorney and Deeds Office costs associated with registering a mortgage bond in South Africa.
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Current-rate calculators
Transfer duty follows SARS rates. Conveyancing and bond-registration professional fees use the LSSA 2026 guideline and remain negotiable. Deeds Office fees use the 2026 schedule.
